Financing Application

Apply Online


Get Approved


Choose Your Vehicle


No one can know how frustrating it is to wait for an approval better than Carfinace.

Carfinance is part of the quality pre-owned car dealership Bell Auto Inc. Bell Auto Inc. is a family-owned, best-used car dealership in Toronto and the GTA. We have more than 20 years’ experience with many customer rewards. Bell Auto Inc. has won the Consumer Choice Award for 7 years in a row.

Carfinance is providing accessible and effortless financing applications. Our expert financing department is here to serve you with better car finance options. We work with a variety of nationwide and local financial institutions and lenders so we can help you get the best rates for your new car at Bell Auto with Carfinance.

Our mission is to ensure that everyone has a car finance that they can afford and pay for easily. If you are a newcomer to Canada, a student, self-employed, have a disability or even in bankruptcy, we are here to help you.

You probably heard that you can’t get approved if you have a bad credit score or no credit. These are the most popular myths in the market. We have proven time and time again that we can service clients with all credit types.

We have a three-step process, and that is all. The first thing you should do is fill out a credit application. Then, knowing your interest rate, we can guide you through over 200 pre-owned cars and SUVs for every budget and style. Whether you have your eye on a luxury sedan or a powerful crossover SUV, our stunning selection is worth a closer look. We have Mercedes-Benz, Audi, Mazda, BMW, Nissan, Honda, Bentley, Cadillac and many more. Lastly, after finalizing your selection and finance terms, you pick up your car!

Did you know you can experience buying a vehicle completely online? Wherever you live in Canada, you can own a car without leaving home.*

Our application has three sections. When you start filling out our online financing application, you must fill out Applicant Information, then move on to Housing & Employment, and lastly you fill out Loan Asset, at which point a member of our team will reach out to you to further assist and talk about your specific approval.

*The dealership might charge you a nominal delivery fee. Still, it is probably worthwhile to pay that, as you’ll see.

Home Delivery in The GTA & Surrounding Areas